B
Community Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Savings Bank
Edgewood, IA
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Rating B
Asset Quality Index 5.80
Capitalization Index 8.20
Liquidity Index 2.20
Profitability Index 3.60
Stability Index 5.70
Company Info Community Savings Bank
Edgewood, IA
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FDIC Number 14633
Phone Number (563) 928-6425
Website www.communitysavings.bank
Asset Quality Community Savings Bank
Edgewood, IA
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1-Year Asset Growth 4.87%
5-Year Asset Growth 8.55%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 6.19%
Non-Performing Loans to Loans 1.13%
Balance Sheet Community Savings Bank
Edgewood, IA
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Total Assets 605.93M
Total Deposits 470.51M
Capital and Reserves Community Savings Bank
Edgewood, IA
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Capital 48.52M
Leverage Ratio 9.81
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 13.52
Liquidity Community Savings Bank
Edgewood, IA
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Hot Money Ratio 27.45%
Liquidity Ratio 13.01%
Profitability Community Savings Bank
Edgewood, IA
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5-Year Return on Average Assets 0.87%
Net Income 2.73M
Net Interest Spread 3.15%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 70.93%
Return on Assets 0.88%
Return on Equity 11.56%