The Commercial Bank
| Weiss Ratings |
The Commercial Bank
Honea Path, SC |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 4.90 | |||
| Company Info |
The Commercial Bank
Honea Path, SC |
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| FDIC Number | 14642 | |||
| Phone Number | (864) 369-7326 | |||
| Website | www.thecommercialbanksc.com | |||
| Asset Quality |
The Commercial Bank
Honea Path, SC |
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| 1-Year Asset Growth | 5.53% | |||
| 5-Year Asset Growth | 6.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.77% | |||
| Non-Performing Loans to Loans | 0.67% | |||
| Balance Sheet |
The Commercial Bank
Honea Path, SC |
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| Total Assets | 260.85M | |||
| Total Deposits | 238.79M | |||
| Capital and Reserves |
The Commercial Bank
Honea Path, SC |
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| Capital | 20.45M | |||
| Leverage Ratio | 13.30 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 30.71 | |||
| Liquidity |
The Commercial Bank
Honea Path, SC |
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| Hot Money Ratio | 18.23% | |||
| Liquidity Ratio | 59.10% | |||
| Profitability |
The Commercial Bank
Honea Path, SC |
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| 5-Year Return on Average Assets | 0.92% | |||
| Net Income | 953.00K | |||
| Net Interest Spread | 2.96% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 76.11% | |||
| Return on Assets | 0.74% | |||
| Return on Equity | 9.63% | |||