The Commercial Bank
| Weiss Ratings |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.90 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 4.80 | |||
| Company Info |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14642 | |||
| Phone Number | (864) 369-7326 | |||
| Website | www.thecommercialbanksc.com | |||
| Asset Quality |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 8.94% | |||
| 5-Year Asset Growth | 3.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.27% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 284.16M | |||
| Total Deposits | 251.38M | |||
| Capital and Reserves |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 23.34M | |||
| Leverage Ratio | 12.65 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.45% | |||
| Liquidity Ratio | 54.10% | |||
| Profitability |
The Commercial Bank
Honea Path, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.07M | |||
| Net Interest Spread | 2.97% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 75.04% | |||
| Return on Assets | 0.77% | |||
| Return on Equity | 9.48% | |||