C
The Commercial Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Commercial Bank
Honea Path, SC
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Rating C
Asset Quality Index 8.00
Capitalization Index 9.10
Liquidity Index 1.90
Profitability Index 2.90
Stability Index 4.70
Company Info The Commercial Bank
Honea Path, SC
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FDIC Number 14642
Phone Number (864) 369-7326
Website www.thecommercialbanksc.com
Asset Quality The Commercial Bank
Honea Path, SC
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1-Year Asset Growth 5.01%
5-Year Asset Growth 6.73%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.07%
Non-Performing Loans to Loans 0.44%
Balance Sheet The Commercial Bank
Honea Path, SC
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Total Assets 261.60M
Total Deposits 240.21M
Capital and Reserves The Commercial Bank
Honea Path, SC
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Capital 19.81M
Leverage Ratio 13.31
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 30.14
Liquidity The Commercial Bank
Honea Path, SC
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Hot Money Ratio 18.38%
Liquidity Ratio 60.41%
Profitability The Commercial Bank
Honea Path, SC
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5-Year Return on Average Assets 0.92%
Net Income 497.00K
Net Interest Spread 2.95%
Operating Profit to Average Assets 0.81%
Overhead Efficiency Ratio 75.08%
Return on Assets 0.77%
Return on Equity 10.22%