Major Rating Factors:
A current level of 0.1 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (8.6 on a scale of 0 to 10) based on a risk-based capital ratio of 19.9 and a capital leverage ratio of 10.1.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). Fair liquidity 4.1, driven by a liquidity ratio of 34.4 percent and a “hot money” ratio of 4.4 percent.
Asset Mix:
Securities (37%), comm re (29%), home mtgs (13%), comm loans (3%), home eq lns (2%), cash (1%), other (15%)
States with Branches:
NJ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Newfield Bancorp, Inc.
Investment Rating
--
Address
18 South West Boulevard
Newfield, NJ 08344
Newfield, NJ 08344
Phone Number
(856) 692-3440
Year Founded
1934
FDIC Number
Largest Affiliates
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