B
Hills Bank and Trust Company
Hills,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hills Bank and Trust Company
Hills, IA
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 8.10
Stability Index 6.30
Company Info Hills Bank and Trust Company
Hills, IA
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FDIC Number 14650
Phone Number (319) 679-2291
Website www.hillsbank.com
Asset Quality Hills Bank and Trust Company
Hills, IA
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1-Year Asset Growth 4.16%
5-Year Asset Growth 4.59%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.82%
Balance Sheet Hills Bank and Trust Company
Hills, IA
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Total Assets 4.79B
Total Deposits 3.53B
Capital and Reserves Hills Bank and Trust Company
Hills, IA
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Capital 624.72M
Leverage Ratio 13.36
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio --
Liquidity Hills Bank and Trust Company
Hills, IA
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Hot Money Ratio 14.47%
Liquidity Ratio 21.63%
Profitability Hills Bank and Trust Company
Hills, IA
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5-Year Return on Average Assets 1.16%
Net Income 48.92M
Net Interest Spread 3.81%
Operating Profit to Average Assets 2.65%
Overhead Efficiency Ratio 44.78%
Return on Assets 2.09%
Return on Equity 16.15%