B
Hills Bank and Trust Company
HillsIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Hills Bank and Trust Company
Hills, IA
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Rating B
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 6.20
Stability Index 5.70
Company Info Hills Bank and Trust Company
Hills, IA
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FDIC Number 14650
Phone Number (319) 679-2291
Website www.hillsbank.com
Asset Quality Hills Bank and Trust Company
Hills, IA
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1-Year Asset Growth 4.87%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 3.78%
Non-Performing Loans to Loans 0.85%
Balance Sheet Hills Bank and Trust Company
Hills, IA
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Total Assets 4.65B
Total Deposits 3.38B
Capital and Reserves Hills Bank and Trust Company
Hills, IA
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Capital 584.21M
Leverage Ratio 12.82
Loan Loss Reserves to Loans 1.66%
Risk-Based Capital Ratio --
Liquidity Hills Bank and Trust Company
Hills, IA
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Hot Money Ratio 13.52%
Liquidity Ratio 21.46%
Profitability Hills Bank and Trust Company
Hills, IA
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5-Year Return on Average Assets 1.11%
Net Income 46.53M
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 45.34%
Return on Assets 1.36%
Return on Equity 11.16%