Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.6). Excellent current capitalization (8.5 on a scale of 0 to 10) and a capital leverage ratio of 10.5.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.8) profitability.
Asset Mix:
Securities (52%), home mtgs (8%), cash (4%), comm loans (4%), comm re (3%), consumer loans (2%), home eq lns (1%), other (27%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Amboy Bancorp, Inc.
Investment Rating
--
Address
220 East Main Street
Amboy, IL 61310
Amboy, IL 61310
Phone Number
(815) 857-3625
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.