B
The First National Bank in Amboy
AmboyIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank in Amboy
Amboy, IL
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.30
Liquidity Index 3.60
Profitability Index 3.90
Stability Index 5.90
Company Info The First National Bank in Amboy
Amboy, IL
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FDIC Number 14674
Phone Number (815) 857-3625
Website www.fnbamboy.com
Asset Quality The First National Bank in Amboy
Amboy, IL
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1-Year Asset Growth 3.83%
5-Year Asset Growth 7.82%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The First National Bank in Amboy
Amboy, IL
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Total Assets 310.07M
Total Deposits 259.10M
Capital and Reserves The First National Bank in Amboy
Amboy, IL
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Capital 28.08M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.94%
Risk-Based Capital Ratio --
Liquidity The First National Bank in Amboy
Amboy, IL
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Hot Money Ratio 16.95%
Liquidity Ratio 41.66%
Profitability The First National Bank in Amboy
Amboy, IL
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5-Year Return on Average Assets 0.95%
Net Income 1.89M
Net Interest Spread 3.30%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 73.60%
Return on Assets 0.82%
Return on Equity 9.86%