Industrial Bank
Major Rating Factors:
A current level of 9.3 percent of nonperforming loans to core capital combined with 14.4 percent from a year earlier contributes to the Good asset quality (5.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 26.9 and a capital leverage ratio of 15.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Asset Mix:
Securities (34%), comm re (24%), home mtgs (12%), cash (7%), comm loans (6%), other (17%)
States with Branches:
DC, MD, NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
IBW Financial Corporation
Investment Rating
Address
4812 Georgia Avenue, NW
Washington, DC 20011
Washington, DC 20011
Phone Number
(202) 722-2000
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.