C
Cedar Valley Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Valley Bank & Trust
La Porte City, IA
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Rating C
Asset Quality Index 4.40
Capitalization Index 7.00
Liquidity Index 0.40
Profitability Index 5.30
Stability Index 3.70
Company Info Cedar Valley Bank & Trust
La Porte City, IA
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FDIC Number 14694
Phone Number (319) 342-2850
Website www.cedarvalleybank.com
Asset Quality Cedar Valley Bank & Trust
La Porte City, IA
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1-Year Asset Growth 5.07%
5-Year Asset Growth 7.69%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 11.79%
Non-Performing Loans to Loans 0.53%
Balance Sheet Cedar Valley Bank & Trust
La Porte City, IA
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Total Assets 126.25M
Total Deposits 114.47M
Capital and Reserves Cedar Valley Bank & Trust
La Porte City, IA
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Capital 11.31M
Leverage Ratio 9.01
Loan Loss Reserves to Loans 0.75%
Risk-Based Capital Ratio 13.67
Liquidity Cedar Valley Bank & Trust
La Porte City, IA
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Hot Money Ratio 11.90%
Liquidity Ratio 6.37%
Profitability Cedar Valley Bank & Trust
La Porte City, IA
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5-Year Return on Average Assets 1.01%
Net Income 868.00K
Net Interest Spread 4.36%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 65.55%
Return on Assets 1.39%
Return on Equity 15.72%