C
Cedar Valley Bank & Trust
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Valley Bank & Trust
La Porte City, IA
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Rating C
Asset Quality Index 4.00
Capitalization Index 6.90
Liquidity Index 0.20
Profitability Index 4.70
Stability Index 3.70
Company Info Cedar Valley Bank & Trust
La Porte City, IA
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FDIC Number 14694
Phone Number (319) 342-2850
Website www.cedarvalleybank.com
Asset Quality Cedar Valley Bank & Trust
La Porte City, IA
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1-Year Asset Growth 2.11%
5-Year Asset Growth 7.69%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 15.80%
Non-Performing Loans to Loans 0.75%
Balance Sheet Cedar Valley Bank & Trust
La Porte City, IA
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Total Assets 123.21M
Total Deposits 111.84M
Capital and Reserves Cedar Valley Bank & Trust
La Porte City, IA
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Capital 11.03M
Leverage Ratio 8.93
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio 13.07
Liquidity Cedar Valley Bank & Trust
La Porte City, IA
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Hot Money Ratio 12.49%
Liquidity Ratio 4.28%
Profitability Cedar Valley Bank & Trust
La Porte City, IA
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5-Year Return on Average Assets 1.01%
Net Income 375.00K
Net Interest Spread 4.45%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 69.02%
Return on Assets 1.21%
Return on Equity 13.74%