C
Cedar Valley Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Valley Bank & Trust
La Porte City, IA
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Rating C
Asset Quality Index 5.10
Capitalization Index 6.60
Liquidity Index 0.00
Profitability Index 5.00
Stability Index 3.70
Company Info Cedar Valley Bank & Trust
La Porte City, IA
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FDIC Number 14694
Phone Number (319) 342-2850
Website www.cedarvalleybank.com
Asset Quality Cedar Valley Bank & Trust
La Porte City, IA
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1-Year Asset Growth -1.11%
5-Year Asset Growth 13.52%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 9.99%
Non-Performing Loans to Loans 0.00%
Balance Sheet Cedar Valley Bank & Trust
La Porte City, IA
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Total Assets 120.16M
Total Deposits 95.82M
Capital and Reserves Cedar Valley Bank & Trust
La Porte City, IA
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Capital 10.42M
Leverage Ratio 8.57
Loan Loss Reserves to Loans 0.67%
Risk-Based Capital Ratio 12.63
Liquidity Cedar Valley Bank & Trust
La Porte City, IA
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Hot Money Ratio 11.93%
Liquidity Ratio 2.50%
Profitability Cedar Valley Bank & Trust
La Porte City, IA
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5-Year Return on Average Assets 1.12%
Net Income 794.00K
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 64.66%
Return on Assets 1.30%
Return on Equity 15.83%