C
Cedar Valley Bank & Trust
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Valley Bank & Trust
La Porte City, IA
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Rating C
Asset Quality Index 4.00
Capitalization Index 6.30
Liquidity Index 0.00
Profitability Index 4.30
Stability Index 3.70
Company Info Cedar Valley Bank & Trust
La Porte City, IA
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FDIC Number 14694
Phone Number (319) 342-2850
Website www.cedarvalleybank.com
Asset Quality Cedar Valley Bank & Trust
La Porte City, IA
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1-Year Asset Growth 0.51%
5-Year Asset Growth 13.52%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 14.96%
Non-Performing Loans to Loans 0.08%
Balance Sheet Cedar Valley Bank & Trust
La Porte City, IA
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Total Assets 120.65M
Total Deposits 97.40M
Capital and Reserves Cedar Valley Bank & Trust
La Porte City, IA
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Capital 9.98M
Leverage Ratio 8.27
Loan Loss Reserves to Loans 0.68%
Risk-Based Capital Ratio 12.10
Liquidity Cedar Valley Bank & Trust
La Porte City, IA
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Hot Money Ratio 11.42%
Liquidity Ratio 2.75%
Profitability Cedar Valley Bank & Trust
La Porte City, IA
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5-Year Return on Average Assets 1.12%
Net Income 375.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 65.01%
Return on Assets 1.23%
Return on Equity 15.22%