Major Rating Factors:
A current level of 13.2 percent of nonperforming loans to core capital combined with 25.4 percent from a year earlier contributes to the Weak asset quality (3.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.6 has resulted in Good (6.2) profitability.
Asset Mix:
Comm re (17%), securities (16%), home mtgs (12%), comm loans (6%), cash (6%), consumer loans (2%), other (41%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
DeWitt Bancorp, Inc.
Investment Rating
--
Address
815 Sixth Avenue
De Witt, IA 52742
De Witt, IA 52742
Phone Number
(563) 659-3211
Year Founded
1933
FDIC Number
Website
Largest Affiliates
No affiliate information available.