D
Union Bank
Rating Date
June 2026
Risk Based
Capital Ratio
10.78
Leverage
Ratio
8.55
Return On
Assets
0.24%
Total
Assets
381.12M
Capital
32.09M
Total
Deposits
304.42M
Net
Income
225.00K
My Lists My Alerts
Weiss Ratings Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 3.30
Capitalization Index 6.50
Liquidity Index 0.80
Profitability Index 0.30
Stability Index 4.50
Company Info Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 14722
Phone Number (616) 374-3278
Website www.ubmich.com
Asset Quality Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.92%
5-Year Asset Growth 6.35%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.90%
Non-Performing Loans to Capital 9.32%
Non-Performing Loans to Loans 1.09%
Balance Sheet Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 381.12M
Total Deposits 304.42M
Capital and Reserves Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 32.09M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 10.78
Liquidity Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 22.18%
Liquidity Ratio 6.00%
Profitability Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.51%
Net Income 225.00K
Net Interest Spread 4.27%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 78.52%
Return on Assets 0.24%
Return on Equity 2.81%