C
Union Bank
Rating Date
March 2026
Risk Based
Capital Ratio
10.63
Leverage
Ratio
8.59
Return On
Assets
0.64%
Total
Assets
390.57M
Capital
31.88M
Total
Deposits
319.22M
Net
Income
2.38M
My Lists My Alerts
Weiss Ratings Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 2.40
Capitalization Index 6.60
Liquidity Index 1.70
Profitability Index 3.70
Stability Index 4.50
Company Info Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 14722
Phone Number (616) 374-3278
Website www.ubmich.com
Asset Quality Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 3.18%
5-Year Asset Growth 6.35%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 9.56%
Non-Performing Loans to Loans 1.13%
Balance Sheet Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 390.57M
Total Deposits 319.22M
Capital and Reserves Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 31.88M
Leverage Ratio 8.59
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 10.63
Liquidity Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 19.68%
Liquidity Ratio 10.31%
Profitability Union Bank
Grand Rapids, MI 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.54%
Net Income 2.38M
Net Interest Spread 3.99%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 82.93%
Return on Assets 0.64%
Return on Equity 7.96%