C
The Citizens National Bank of Quitman
QuitmanGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens National Bank of Quitman
Quitman, GA
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 7.40
Stability Index 5.00
Company Info The Citizens National Bank of Quitman
Quitman, GA
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FDIC Number 14731
Phone Number (229) 263-7575
Website www.cnbquitman.com
Asset Quality The Citizens National Bank of Quitman
Quitman, GA
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1-Year Asset Growth 4.71%
5-Year Asset Growth 5.26%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 0.93%
Non-Performing Loans to Loans 0.65%
Balance Sheet The Citizens National Bank of Quitman
Quitman, GA
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Total Assets 130.93M
Total Deposits 114.90M
Capital and Reserves The Citizens National Bank of Quitman
Quitman, GA
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Capital 15.19M
Leverage Ratio 12.36
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio 20.98
Liquidity The Citizens National Bank of Quitman
Quitman, GA
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Hot Money Ratio 27.92%
Liquidity Ratio 32.04%
Profitability The Citizens National Bank of Quitman
Quitman, GA
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5-Year Return on Average Assets 1.22%
Net Income 1.41M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 55.44%
Return on Assets 1.43%
Return on Equity 13.41%