Williamstown Bank, Inc.
| Weiss Ratings |
Williamstown Bank, Inc.
Williamstown, WV |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.00 | |||
| Company Info |
Williamstown Bank, Inc.
Williamstown, WV |
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| FDIC Number | 14744 | |||
| Phone Number | (304) 375-6262 | |||
| Website | www.williamstownbank.com/ | |||
| Asset Quality |
Williamstown Bank, Inc.
Williamstown, WV |
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| 1-Year Asset Growth | 3.85% | |||
| 5-Year Asset Growth | 5.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 2.76% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Williamstown Bank, Inc.
Williamstown, WV |
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| Total Assets | 236.69M | |||
| Total Deposits | 212.29M | |||
| Capital and Reserves |
Williamstown Bank, Inc.
Williamstown, WV |
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| Capital | 23.68M | |||
| Leverage Ratio | 10.14 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Williamstown Bank, Inc.
Williamstown, WV |
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| Hot Money Ratio | 17.94% | |||
| Liquidity Ratio | 15.78% | |||
| Profitability |
Williamstown Bank, Inc.
Williamstown, WV |
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| 5-Year Return on Average Assets | 0.61% | |||
| Net Income | 705.00K | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 80.17% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.00% | |||