Williamstown Bank, Inc.
| Weiss Ratings |
Williamstown Bank, Inc.
Williamstown, WV |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 1.10 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 5.90 | |||
| Company Info |
Williamstown Bank, Inc.
Williamstown, WV |
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| FDIC Number | 14744 | |||
| Phone Number | (304) 375-6262 | |||
| Website | www.williamstownbank.com/ | |||
| Asset Quality |
Williamstown Bank, Inc.
Williamstown, WV |
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| 1-Year Asset Growth | 0.57% | |||
| 5-Year Asset Growth | 7.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 2.60% | |||
| Non-Performing Loans to Loans | 0.11% | |||
| Balance Sheet |
Williamstown Bank, Inc.
Williamstown, WV |
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| Total Assets | 227.92M | |||
| Total Deposits | 202.80M | |||
| Capital and Reserves |
Williamstown Bank, Inc.
Williamstown, WV |
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| Capital | 22.65M | |||
| Leverage Ratio | 10.32 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Williamstown Bank, Inc.
Williamstown, WV |
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| Hot Money Ratio | 17.57% | |||
| Liquidity Ratio | 14.45% | |||
| Profitability |
Williamstown Bank, Inc.
Williamstown, WV |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 651.00K | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 0.67% | |||
| Overhead Efficiency Ratio | 81.83% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 5.80% | |||