Williamstown Bank, Inc.
| Weiss Ratings |
Williamstown Bank, Inc.
Williamstown, WV |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 5.90 | |||
| Company Info |
Williamstown Bank, Inc.
Williamstown, WV |
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| FDIC Number | 14744 | |||
| Phone Number | (304) 375-6262 | |||
| Website | www.williamstownbank.com/ | |||
| Asset Quality |
Williamstown Bank, Inc.
Williamstown, WV |
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| 1-Year Asset Growth | -0.64% | |||
| 5-Year Asset Growth | 7.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.81% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Williamstown Bank, Inc.
Williamstown, WV |
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| Total Assets | 226.51M | |||
| Total Deposits | 201.63M | |||
| Capital and Reserves |
Williamstown Bank, Inc.
Williamstown, WV |
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| Capital | 22.46M | |||
| Leverage Ratio | 10.33 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Williamstown Bank, Inc.
Williamstown, WV |
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| Hot Money Ratio | 17.57% | |||
| Liquidity Ratio | 15.29% | |||
| Profitability |
Williamstown Bank, Inc.
Williamstown, WV |
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| 5-Year Return on Average Assets | 0.56% | |||
| Net Income | 311.00K | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 82.54% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 5.57% | |||