B
Peoples Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Company
Manchester, TN
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 9.70
Stability Index 5.00
Company Info Peoples Bank & Trust Company
Manchester, TN
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FDIC Number 1475
Phone Number (931) 728-3381
Website www.bankwithpeoples.com
Asset Quality Peoples Bank & Trust Company
Manchester, TN
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1-Year Asset Growth 0.36%
5-Year Asset Growth 8.17%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.10%
Non-Performing Loans to Loans 0.01%
Balance Sheet Peoples Bank & Trust Company
Manchester, TN
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Total Assets 168.55M
Total Deposits 142.56M
Capital and Reserves Peoples Bank & Trust Company
Manchester, TN
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Capital 24.33M
Leverage Ratio 14.70
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio --
Liquidity Peoples Bank & Trust Company
Manchester, TN
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Hot Money Ratio 23.73%
Liquidity Ratio 29.97%
Profitability Peoples Bank & Trust Company
Manchester, TN
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5-Year Return on Average Assets 1.49%
Net Income 1.50M
Net Interest Spread 4.96%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 52.29%
Return on Assets 1.75%
Return on Equity 12.63%