B
Peoples Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Company
Manchester, TN
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 9.90
Stability Index 5.70
Company Info Peoples Bank & Trust Company
Manchester, TN
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FDIC Number 1475
Phone Number (931) 728-3381
Website www.bankwithpeoples.com
Asset Quality Peoples Bank & Trust Company
Manchester, TN
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1-Year Asset Growth 10.86%
5-Year Asset Growth 8.17%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.02%
Balance Sheet Peoples Bank & Trust Company
Manchester, TN
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Total Assets 171.60M
Total Deposits 146.84M
Capital and Reserves Peoples Bank & Trust Company
Manchester, TN
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Capital 23.03M
Leverage Ratio 13.69
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio --
Liquidity Peoples Bank & Trust Company
Manchester, TN
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Hot Money Ratio 21.73%
Liquidity Ratio 29.53%
Profitability Peoples Bank & Trust Company
Manchester, TN
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5-Year Return on Average Assets 1.30%
Net Income 3.01M
Net Interest Spread 4.96%
Operating Profit to Average Assets 2.46%
Overhead Efficiency Ratio 50.68%
Return on Assets 1.80%
Return on Equity 13.96%