B
1NB Bank
CarlyleIL
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1NB Bank
Carlyle, IL
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Rating B
Asset Quality Index 7.00
Capitalization Index 8.70
Liquidity Index 2.90
Profitability Index 4.80
Stability Index 5.30
Company Info 1NB Bank
Carlyle, IL
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FDIC Number 14761
Phone Number (618) 594-2491
Website www.1nbcarlyle.com
Asset Quality 1NB Bank
Carlyle, IL
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1-Year Asset Growth 1.89%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 3.22%
Non-Performing Loans to Loans 0.34%
Balance Sheet 1NB Bank
Carlyle, IL
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Total Assets 306.61M
Total Deposits 256.68M
Capital and Reserves 1NB Bank
Carlyle, IL
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Capital 28.78M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio --
Liquidity 1NB Bank
Carlyle, IL
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Hot Money Ratio 23.06%
Liquidity Ratio 17.62%
Profitability 1NB Bank
Carlyle, IL
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5-Year Return on Average Assets 0.74%
Net Income 3.02M
Net Interest Spread 2.94%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 54.60%
Return on Assets 0.99%
Return on Equity 11.40%