B
1NB Bank
CarlyleIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1NB Bank
Carlyle, IL
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Rating B
Asset Quality Index 7.60
Capitalization Index 8.70
Liquidity Index 3.10
Profitability Index 4.20
Stability Index 5.40
Company Info 1NB Bank
Carlyle, IL
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FDIC Number 14761
Phone Number (618) 594-2491
Website www.1nbcarlyle.com
Asset Quality 1NB Bank
Carlyle, IL
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1-Year Asset Growth 0.82%
5-Year Asset Growth 9.79%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.05%
Non-Performing Loans to Loans 0.43%
Balance Sheet 1NB Bank
Carlyle, IL
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Total Assets 303.48M
Total Deposits 254.82M
Capital and Reserves 1NB Bank
Carlyle, IL
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Capital 28.12M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity 1NB Bank
Carlyle, IL
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Hot Money Ratio 23.24%
Liquidity Ratio 18.98%
Profitability 1NB Bank
Carlyle, IL
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5-Year Return on Average Assets 0.74%
Net Income 2.01M
Net Interest Spread 2.88%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 59.55%
Return on Assets 0.89%
Return on Equity 10.37%