B
1NB Bank
Carlyle,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.60
Capitalization Index 8.90
Liquidity Index 2.80
Profitability Index 4.80
Stability Index 5.50
Company Info 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14761
Phone Number (618) 594-2491
Website www.1nbcarlyle.com
Asset Quality 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.84%
5-Year Asset Growth 6.21%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.41%
Non-Performing Loans to Loans 0.07%
Balance Sheet 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 318.99M
Total Deposits 260.08M
Capital and Reserves 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 30.11M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio --
Liquidity 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 22.50%
Liquidity Ratio 15.59%
Profitability 1NB Bank
Carlyle, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.77%
Net Income 1.69M
Net Interest Spread 3.35%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 54.20%
Return on Assets 1.07%
Return on Equity 11.60%