Major Rating Factors:
A current level of 18.8 percent of nonperforming loans to core capital combined with 11.0 percent from a year earlier contributes to the Fair asset quality (3.4). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.6 has resulted in Fair (3.1) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Securities (32%), home mtgs (30%), comm re (6%), comm loans (5%), consumer loans (3%), cash (1%), other (23%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Danville Bancshares, Inc.
Investment Rating
--
Address
109 North Main Street
Danville, IA 52623
Danville, IA 52623
Phone Number
(319) 392-4261
Year Founded
1899
FDIC Number
Website
Largest Affiliates
No affiliate information available.