Danville State Savings Bank
Major Rating Factors:
A current level of 10.9 percent of nonperforming loans to core capital combined with 12.1 percent from a year earlier contributes to the Fair asset quality (4.8). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.5) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Asset Mix:
Securities (31%), home mtgs (31%), comm re (7%), comm loans (5%), consumer loans (3%), cash (2%), other (21%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Danville Bancshares, Inc.
Investment Rating
--
Address
102 South Walnut
New London, IA 52645
New London, IA 52645
Phone Number
(319) 392-4261
Year Founded
1899
FDIC Number
Website
Largest Affiliates
No affiliate information available.