Danville State Savings Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.4) profitability. A current level of 10.2 percent of nonperforming loans to core capital combined with 17.8 percent from a year earlier contributes to the Good asset quality (5.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Asset Mix:
Securities (31%), home mtgs (29%), comm re (7%), comm loans (4%), cash (3%), consumer loans (3%), home eq lns (1%), other (21%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Danville Bancshares, Inc.
Investment Rating
--
Address
102 South Walnut
New London, IA 52645
New London, IA 52645
Phone Number
(319) 392-4261
Year Founded
1899
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.