D
State Savings Bank
Bedford,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings State Savings Bank
Bedford, IA
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Rating D
Asset Quality Index 4.70
Capitalization Index 8.60
Liquidity Index 0.10
Profitability Index 7.00
Stability Index 3.70
Company Info State Savings Bank
Bedford, IA
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FDIC Number 14773
Phone Number (712) 523-2131
Website www.statesavings.bank/Pages/Default.html
Asset Quality State Savings Bank
Bedford, IA
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1-Year Asset Growth 9.03%
5-Year Asset Growth 8.23%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 5.99%
Non-Performing Loans to Loans 0.39%
Balance Sheet State Savings Bank
Bedford, IA
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Total Assets 207.18M
Total Deposits 181.34M
Capital and Reserves State Savings Bank
Bedford, IA
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Capital 23.15M
Leverage Ratio 10.04
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio --
Liquidity State Savings Bank
Bedford, IA
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Hot Money Ratio 26.61%
Liquidity Ratio 8.80%
Profitability State Savings Bank
Bedford, IA
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5-Year Return on Average Assets 1.61%
Net Income 1.82M
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 48.76%
Return on Assets 1.78%
Return on Equity 15.71%