| Weiss Ratings |
State Savings Bank
Bedford, IA |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
State Savings Bank
Bedford, IA |
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| FDIC Number | 14773 | |||
| Phone Number | (712) 523-2131 | |||
| Website | www.statesavings.bank/Pages/Default.html | |||
| Asset Quality |
State Savings Bank
Bedford, IA |
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| 1-Year Asset Growth | 7.69% | |||
| 5-Year Asset Growth | 9.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 3.26% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
State Savings Bank
Bedford, IA |
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| Total Assets | 190.03M | |||
| Total Deposits | 165.04M | |||
| Capital and Reserves |
State Savings Bank
Bedford, IA |
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| Capital | 22.26M | |||
| Leverage Ratio | 9.94 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
State Savings Bank
Bedford, IA |
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| Hot Money Ratio | 27.99% | |||
| Liquidity Ratio | 6.13% | |||
| Profitability |
State Savings Bank
Bedford, IA |
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| 5-Year Return on Average Assets | 1.62% | |||
| Net Income | 1.32M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 55.47% | |||
| Return on Assets | 1.39% | |||
| Return on Equity | 11.80% | |||