C
Citizens Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Savings Bank
Marshalltown, IA
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Rating C
Asset Quality Index 8.70
Capitalization Index 7.80
Liquidity Index 3.40
Profitability Index 5.90
Stability Index 5.60
Company Info Citizens Savings Bank
Marshalltown, IA
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FDIC Number 14785
Phone Number (641) 844-1441
Website www.citizenssavingsbank.com
Asset Quality Citizens Savings Bank
Marshalltown, IA
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1-Year Asset Growth 3.91%
5-Year Asset Growth 4.52%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Savings Bank
Marshalltown, IA
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Total Assets 78.60M
Total Deposits 65.87M
Capital and Reserves Citizens Savings Bank
Marshalltown, IA
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Capital 7.45M
Leverage Ratio 9.52
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 15.41
Liquidity Citizens Savings Bank
Marshalltown, IA
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Hot Money Ratio 9.42%
Liquidity Ratio 39.66%
Profitability Citizens Savings Bank
Marshalltown, IA
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5-Year Return on Average Assets 1.14%
Net Income 555.00K
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 62.12%
Return on Assets 1.44%
Return on Equity 15.43%