B
Citizens Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Savings Bank
Marshalltown, IA
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Rating B
Asset Quality Index 8.60
Capitalization Index 8.40
Liquidity Index 3.60
Profitability Index 2.60
Stability Index 6.20
Company Info Citizens Savings Bank
Marshalltown, IA
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FDIC Number 14785
Phone Number (641) 844-1441
Website www.citizenssavingsbank.com
Asset Quality Citizens Savings Bank
Marshalltown, IA
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1-Year Asset Growth -0.86%
5-Year Asset Growth -0.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Savings Bank
Marshalltown, IA
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Total Assets 77.93M
Total Deposits 64.60M
Capital and Reserves Citizens Savings Bank
Marshalltown, IA
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Capital 7.98M
Leverage Ratio 9.90
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio --
Liquidity Citizens Savings Bank
Marshalltown, IA
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Hot Money Ratio 9.89%
Liquidity Ratio 37.37%
Profitability Citizens Savings Bank
Marshalltown, IA
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5-Year Return on Average Assets 1.21%
Net Income 411.00K
Net Interest Spread 3.97%
Operating Profit to Average Assets 1.07%
Overhead Efficiency Ratio 70.89%
Return on Assets 1.05%
Return on Equity 10.45%