C
Bank of Madison
Madison,  GA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Madison
Madison, GA
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Rating C
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 1.20
Profitability Index 8.90
Stability Index 4.30
Company Info Bank of Madison
Madison, GA
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FDIC Number 148
Phone Number (706) 342-1953
Website www.bankofmadisonga.com
Asset Quality Bank of Madison
Madison, GA
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1-Year Asset Growth 2.97%
5-Year Asset Growth 7.04%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.26%
Non-Performing Loans to Loans 0.07%
Balance Sheet Bank of Madison
Madison, GA
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Total Assets 448.11M
Total Deposits 398.08M
Capital and Reserves Bank of Madison
Madison, GA
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Capital 46.43M
Leverage Ratio 11.59
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 15.86
Liquidity Bank of Madison
Madison, GA
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Hot Money Ratio 24.10%
Liquidity Ratio 12.20%
Profitability Bank of Madison
Madison, GA
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5-Year Return on Average Assets 1.29%
Net Income 4.14M
Net Interest Spread 4.43%
Operating Profit to Average Assets 2.44%
Overhead Efficiency Ratio 46.52%
Return on Assets 1.86%
Return on Equity 18.56%