C
Bank of Madison
MadisonGA
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Madison
Madison, GA
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Rating C
Asset Quality Index 8.70
Capitalization Index 9.90
Liquidity Index 0.90
Profitability Index 7.60
Stability Index 4.30
Company Info Bank of Madison
Madison, GA
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FDIC Number 148
Phone Number (706) 342-1953
Website www.bankofmadisonga.com
Asset Quality Bank of Madison
Madison, GA
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1-Year Asset Growth 6.82%
5-Year Asset Growth 7.04%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.36%
Non-Performing Loans to Loans 0.10%
Balance Sheet Bank of Madison
Madison, GA
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Total Assets 426.34M
Total Deposits 379.71M
Capital and Reserves Bank of Madison
Madison, GA
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Capital 42.89M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 14.91
Liquidity Bank of Madison
Madison, GA
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Hot Money Ratio 23.44%
Liquidity Ratio 10.70%
Profitability Bank of Madison
Madison, GA
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5-Year Return on Average Assets 1.26%
Net Income 6.71M
Net Interest Spread 4.17%
Operating Profit to Average Assets 2.00%
Overhead Efficiency Ratio 54.35%
Return on Assets 1.55%
Return on Equity 16.68%