| Weiss Ratings |
First State Bank & Trust
Williston, ND |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.00 | |||
| Profitability Index | 4.70 | |||
| Stability Index | 8.10 | |||
| Company Info |
First State Bank & Trust
Williston, ND |
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| FDIC Number | 14801 | |||
| Phone Number | (701) 577-2113 | |||
| Website | www.fsbtnd.bank | |||
| Asset Quality |
First State Bank & Trust
Williston, ND |
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| 1-Year Asset Growth | 6.90% | |||
| 5-Year Asset Growth | 3.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.45% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.47% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
First State Bank & Trust
Williston, ND |
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| Total Assets | 551.01M | |||
| Total Deposits | 487.17M | |||
| Capital and Reserves |
First State Bank & Trust
Williston, ND |
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| Capital | 62.55M | |||
| Leverage Ratio | 14.42 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Risk-Based Capital Ratio | 30.01 | |||
| Liquidity |
First State Bank & Trust
Williston, ND |
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| Hot Money Ratio | 16.44% | |||
| Liquidity Ratio | 44.51% | |||
| Profitability |
First State Bank & Trust
Williston, ND |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 1.71M | |||
| Net Interest Spread | 2.86% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 60.31% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 11.40% | |||