C
Heartland Bank
SomersIA
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heartland Bank
Somers, IA
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 0.00
Profitability Index 8.60
Stability Index 3.70
Company Info Heartland Bank
Somers, IA
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FDIC Number 14809
Phone Number (515) 467-5561
Website www.heartlandbanks.bank
Asset Quality Heartland Bank
Somers, IA
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1-Year Asset Growth -0.80%
5-Year Asset Growth 11.61%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.08%
Non-Performing Loans to Loans 0.40%
Balance Sheet Heartland Bank
Somers, IA
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Total Assets 246.38M
Total Deposits 205.16M
Capital and Reserves Heartland Bank
Somers, IA
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Capital 29.38M
Leverage Ratio 12.21
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 14.60
Liquidity Heartland Bank
Somers, IA
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Hot Money Ratio 30.83%
Liquidity Ratio 2.99%
Profitability Heartland Bank
Somers, IA
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5-Year Return on Average Assets 1.90%
Net Income 1.37M
Net Interest Spread 4.65%
Operating Profit to Average Assets 2.32%
Overhead Efficiency Ratio 50.98%
Return on Assets 2.21%
Return on Equity 18.80%