C
Heartland Bank
Somers,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 0.00
Profitability Index 9.40
Stability Index 3.70
Company Info Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14809
Phone Number (515) 352-3181
Website www.heartlandbanks.bank
Asset Quality Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.82%
5-Year Asset Growth 10.03%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 4.63%
Non-Performing Loans to Loans 0.59%
Balance Sheet Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 256.06M
Total Deposits 203.66M
Capital and Reserves Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 34.18M
Leverage Ratio 13.23
Loan Loss Reserves to Loans 1.79%
Risk-Based Capital Ratio 16.25
Liquidity Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 27.40%
Liquidity Ratio 2.78%
Profitability Heartland Bank
Somers, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.95%
Net Income 2.85M
Net Interest Spread 4.94%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 51.63%
Return on Assets 2.20%
Return on Equity 16.89%