| Weiss Ratings |
The Citizens National Bank of Hammond
Hammond, NY |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 0.50 | |||
| Stability Index | 3.30 | |||
| Company Info |
The Citizens National Bank of Hammond
Hammond, NY |
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| FDIC Number | 14820 | |||
| Phone Number | (315) 324-5961 | |||
| Website | -- | |||
| Asset Quality |
The Citizens National Bank of Hammond
Hammond, NY |
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| 1-Year Asset Growth | -14.78% | |||
| 5-Year Asset Growth | -1.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 9.43% | |||
| Non-Performing Loans to Loans | 0.75% | |||
| Balance Sheet |
The Citizens National Bank of Hammond
Hammond, NY |
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| Total Assets | 25.62M | |||
| Total Deposits | 23.48M | |||
| Capital and Reserves |
The Citizens National Bank of Hammond
Hammond, NY |
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| Capital | 2.09M | |||
| Leverage Ratio | 8.46 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Risk-Based Capital Ratio | 16.29 | |||
| Liquidity |
The Citizens National Bank of Hammond
Hammond, NY |
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| Hot Money Ratio | 17.37% | |||
| Liquidity Ratio | 14.66% | |||
| Profitability |
The Citizens National Bank of Hammond
Hammond, NY |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | -333.00K | |||
| Net Interest Spread | 4.04% | |||
| Operating Profit to Average Assets | -1.52% | |||
| Overhead Efficiency Ratio | 137.57% | |||
| Return on Assets | -1.19% | |||
| Return on Equity | -14.82% | |||