| Weiss Ratings |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 3.80 | |||
| Company Info |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14820 | |||
| Phone Number | (315) 324-5961 | |||
| Website | -- | |||
| Asset Quality |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.32% | |||
| 5-Year Asset Growth | 5.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.72% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 26.63M | |||
| Total Deposits | 24.11M | |||
| Capital and Reserves |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.40M | |||
| Leverage Ratio | 9.16 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Risk-Based Capital Ratio | 17.89 | |||
| Liquidity |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 27.80% | |||
| Liquidity Ratio | 10.70% | |||
| Profitability |
The Citizens National Bank of Hammond
Hammond, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 1.00K | |||
| Net Interest Spread | 3.82% | |||
| Operating Profit to Average Assets | 0.03% | |||
| Overhead Efficiency Ratio | 97.25% | |||
| Return on Assets | 0.01% | |||
| Return on Equity | 0.08% | |||