| Weiss Ratings |
The Citizens National Bank of Hammond
Hammond, NY |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 1.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
The Citizens National Bank of Hammond
Hammond, NY |
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| FDIC Number | 14820 | |||
| Phone Number | (315) 324-5961 | |||
| Website | -- | |||
| Asset Quality |
The Citizens National Bank of Hammond
Hammond, NY |
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| 1-Year Asset Growth | -0.61% | |||
| 5-Year Asset Growth | 5.74% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 4.92% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
The Citizens National Bank of Hammond
Hammond, NY |
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| Total Assets | 27.99M | |||
| Total Deposits | 25.54M | |||
| Capital and Reserves |
The Citizens National Bank of Hammond
Hammond, NY |
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| Capital | 2.37M | |||
| Leverage Ratio | 9.20 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Risk-Based Capital Ratio | 18.01 | |||
| Liquidity |
The Citizens National Bank of Hammond
Hammond, NY |
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| Hot Money Ratio | 23.59% | |||
| Liquidity Ratio | 18.61% | |||
| Profitability |
The Citizens National Bank of Hammond
Hammond, NY |
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| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | -69.00K | |||
| Net Interest Spread | 3.91% | |||
| Operating Profit to Average Assets | -0.32% | |||
| Overhead Efficiency Ratio | 107.13% | |||
| Return on Assets | -0.32% | |||
| Return on Equity | -3.85% | |||