| Weiss Ratings |
The Citizens National Bank of Hammond
Hammond, NY |
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| Rating | ||||
| Asset Quality Index | 3.30 | |||
| Capitalization Index | 5.90 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 0.10 | |||
| Stability Index | 1.40 | |||
| Company Info |
The Citizens National Bank of Hammond
Hammond, NY |
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| FDIC Number | 14820 | |||
| Phone Number | (315) 324-5961 | |||
| Website | -- | |||
| Asset Quality |
The Citizens National Bank of Hammond
Hammond, NY |
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| 1-Year Asset Growth | -9.59% | |||
| 5-Year Asset Growth | -1.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 12.03% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
The Citizens National Bank of Hammond
Hammond, NY |
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| Total Assets | 23.90M | |||
| Total Deposits | 22.00M | |||
| Capital and Reserves |
The Citizens National Bank of Hammond
Hammond, NY |
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| Capital | 1.85M | |||
| Leverage Ratio | 7.92 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Risk-Based Capital Ratio | 14.60 | |||
| Liquidity |
The Citizens National Bank of Hammond
Hammond, NY |
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| Hot Money Ratio | 21.17% | |||
| Liquidity Ratio | 7.85% | |||
| Profitability |
The Citizens National Bank of Hammond
Hammond, NY |
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| 5-Year Return on Average Assets | 0.08% | |||
| Net Income | -229.00K | |||
| Net Interest Spread | 4.45% | |||
| Operating Profit to Average Assets | -1.83% | |||
| Overhead Efficiency Ratio | 142.25% | |||
| Return on Assets | -1.83% | |||
| Return on Equity | -23.20% | |||