First National Bank in New Bremen
Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a risk-based capital ratio of 33.4 and a capital leverage ratio of 10.8. A current level of 0.5 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Excellent asset quality (9.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10). Good liquidity 5.5, driven by a liquidity ratio of 61.9 percent and a “hot money” ratio of 16.9 percent.
Asset Mix:
Cash (51%), securities (15%), home mtgs (9%), comm re (6%), comm loans (3%), home eq lns (1%), consumer loans (0%), other (15%)
States with Branches:
OH
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
435 South Washington Street
New Bremen, OH 45869
New Bremen, OH 45869
Phone Number
(419) 629-2761
Year Founded
1934
FDIC Number
Website
Largest Affiliates
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