C
Bank of Frankewing
Rating Date
October 2025
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (1.9) profitability.
Other Rating Factors: Excellent current capitalization (8.9 on a scale of 0 to 10) and a capital leverage ratio of 10.3. Weak liquidity 1.8, driven by a liquidity ratio of 28.7 percent and a “hot money” ratio of 39.4 percent.
Asset Mix: Cash (22%), home mtgs (21%), comm re (19%), securities (7%), comm loans (5%), home eq lns (3%), consumer loans (2%), other (21%)
States with Branches: AL, TN
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
Frankewing Bancshares, Inc.
Investment Rating
--
Address
2324 Old Highway 64
Frankewing, TN 38459
Phone Number
(931) 363-1796
Year Founded
1921
FDIC Number
Largest Affiliates
No affiliate information available.