Bank of Frankewing
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.2 has resulted in Weak (1.6) profitability.
Other Rating Factors:
Excellent current capitalization (8.5 on a scale of 0 to 10) and a capital leverage ratio of 10.0. A current level of 40.6 percent of nonperforming loans to core capital combined with 35.7 percent from a year earlier contributes to the Weak asset quality (1.4).
Asset Mix:
Home mtgs (21%), comm re (20%), cash (18%), securities (7%), comm loans (6%), home eq lns (3%), consumer loans (2%), other (23%)
States with Branches:
AL, TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Frankewing Bancshares, Inc.
Investment Rating
--
Address
2324 Old Highway 64
Frankewing, TN 38459
Frankewing, TN 38459
Phone Number
(931) 363-1796
Year Founded
1921
FDIC Number
Website
Largest Affiliates
No affiliate information available.