C
MidWestOne Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.20
Capitalization Index 9.10
Liquidity Index 2.90
Profitability Index 2.60
Stability Index 7.10
Company Info MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14843
Phone Number (319) 356-5800
Website www.midwestone.bank
Asset Quality MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -7.34%
5-Year Asset Growth 6.83%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.74%
Non-Performing Loans to Loans 0.54%
Balance Sheet MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 6.25B
Total Deposits 5.49B
Capital and Reserves MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 676.14M
Leverage Ratio 10.42
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 14.21
Liquidity MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.21%
Liquidity Ratio 19.90%
Profitability MidWestOne Bank
Iowa City, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.47%
Net Income 17.46M
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 60.08%
Return on Assets 1.12%
Return on Equity 10.45%