B
MidWestOne Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MidWestOne Bank
Iowa City, IA
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Rating B
Asset Quality Index 6.80
Capitalization Index 9.10
Liquidity Index 2.70
Profitability Index 3.90
Stability Index 7.40
Company Info MidWestOne Bank
Iowa City, IA
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FDIC Number 14843
Phone Number (319) 356-5800
Website www.midwestone.bank
Asset Quality MidWestOne Bank
Iowa City, IA
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1-Year Asset Growth -4.68%
5-Year Asset Growth 6.83%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 3.95%
Non-Performing Loans to Loans 0.79%
Balance Sheet MidWestOne Bank
Iowa City, IA
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Total Assets 6.24B
Total Deposits 5.48B
Capital and Reserves MidWestOne Bank
Iowa City, IA
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Capital 686.24M
Leverage Ratio 10.38
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 13.92
Liquidity MidWestOne Bank
Iowa City, IA
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Hot Money Ratio 17.03%
Liquidity Ratio 12.05%
Profitability MidWestOne Bank
Iowa City, IA
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5-Year Return on Average Assets 0.47%
Net Income 49.34M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.34%
Overhead Efficiency Ratio 58.15%
Return on Assets 1.05%
Return on Equity 9.72%