Major Rating Factors:
A current level of 8.4 percent of nonperforming loans to core capital combined with 4.3 percent from a year earlier contributes to the Fair asset quality (4.1). Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.6 has resulted in Good (6.7) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10). Excellent current capitalization (8.4 on a scale of 0 to 10) based on a risk-based capital ratio of 12.3 and a capital leverage ratio of 10.0.
Asset Mix:
Comm re (40%), home mtgs (12%), securities (9%), comm loans (9%), cash (6%), home eq lns (2%), consumer loans (0%), other (21%)
States with Branches:
DE, MD, NJ, PA, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
LINKBANCORP, Inc.
Investment Rating
--
Address
3045 Market Street
Camp Hill, PA 17011
Camp Hill, PA 17011
Phone Number
(717) 365-3181
Year Founded
1934
FDIC Number
Website
Largest Affiliates
No affiliate information available.