| Weiss Ratings |
Peoples Savings Bank
Wellsburg, IA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 4.50 | |||
| Company Info |
Peoples Savings Bank
Wellsburg, IA |
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| FDIC Number | 14868 | |||
| Phone Number | (641) 869-3721 | |||
| Website | www.bankpsb.com | |||
| Asset Quality |
Peoples Savings Bank
Wellsburg, IA |
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| 1-Year Asset Growth | 9.89% | |||
| 5-Year Asset Growth | 17.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 3.61% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Peoples Savings Bank
Wellsburg, IA |
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| Total Assets | 190.18M | |||
| Total Deposits | 147.10M | |||
| Capital and Reserves |
Peoples Savings Bank
Wellsburg, IA |
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| Capital | 14.54M | |||
| Leverage Ratio | 9.15 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Savings Bank
Wellsburg, IA |
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| Hot Money Ratio | 46.22% | |||
| Liquidity Ratio | 13.11% | |||
| Profitability |
Peoples Savings Bank
Wellsburg, IA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 555.00K | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 74.71% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 7.69% | |||