| Weiss Ratings |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 4.40 | |||
| Company Info |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 14868 | |||
| Phone Number | (641) 869-3721 | |||
| Website | www.bankpsb.com | |||
| Asset Quality |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 9.97% | |||
| 5-Year Asset Growth | 17.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 2.94% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 187.75M | |||
| Total Deposits | 152.67M | |||
| Capital and Reserves |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 14.48M | |||
| Leverage Ratio | 9.20 | |||
| Loan Loss Reserves to Loans | 0.95% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 47.18% | |||
| Liquidity Ratio | 17.81% | |||
| Profitability |
Peoples Savings Bank
Wellsburg, IA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 293.00K | |||
| Net Interest Spread | 2.91% | |||
| Operating Profit to Average Assets | 0.74% | |||
| Overhead Efficiency Ratio | 76.28% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 8.16% | |||