| Weiss Ratings |
Peoples Savings Bank
Wellsburg, IA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 7.30 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 4.70 | |||
| Company Info |
Peoples Savings Bank
Wellsburg, IA |
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| FDIC Number | 14868 | |||
| Phone Number | (641) 869-3721 | |||
| Website | www.bankpsb.com | |||
| Asset Quality |
Peoples Savings Bank
Wellsburg, IA |
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| 1-Year Asset Growth | 6.77% | |||
| 5-Year Asset Growth | 17.42% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 3.81% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Peoples Savings Bank
Wellsburg, IA |
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| Total Assets | 187.94M | |||
| Total Deposits | 146.71M | |||
| Capital and Reserves |
Peoples Savings Bank
Wellsburg, IA |
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| Capital | 15.45M | |||
| Leverage Ratio | 9.18 | |||
| Loan Loss Reserves to Loans | 1.00% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Savings Bank
Wellsburg, IA |
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| Hot Money Ratio | 49.22% | |||
| Liquidity Ratio | 13.06% | |||
| Profitability |
Peoples Savings Bank
Wellsburg, IA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 952.00K | |||
| Net Interest Spread | 2.99% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 73.32% | |||
| Return on Assets | 0.67% | |||
| Return on Equity | 8.68% | |||