| Weiss Ratings |
Peoples Savings Bank
Wellsburg, IA |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 4.90 | |||
| Company Info |
Peoples Savings Bank
Wellsburg, IA |
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| FDIC Number | 14868 | |||
| Phone Number | (641) 869-3721 | |||
| Website | www.bankpsb.com | |||
| Asset Quality |
Peoples Savings Bank
Wellsburg, IA |
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| 1-Year Asset Growth | -0.56% | |||
| 5-Year Asset Growth | 15.36% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 8.50% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
Peoples Savings Bank
Wellsburg, IA |
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| Total Assets | 189.11M | |||
| Total Deposits | 141.96M | |||
| Capital and Reserves |
Peoples Savings Bank
Wellsburg, IA |
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| Capital | 16.52M | |||
| Leverage Ratio | 9.89 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples Savings Bank
Wellsburg, IA |
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| Hot Money Ratio | 42.50% | |||
| Liquidity Ratio | 12.75% | |||
| Profitability |
Peoples Savings Bank
Wellsburg, IA |
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| 5-Year Return on Average Assets | 0.71% | |||
| Net Income | 761.00K | |||
| Net Interest Spread | 3.28% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 73.15% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 9.38% | |||