| Weiss Ratings |
First Farmers and Merchants Bank
Columbia, TN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.60 | |||
| Company Info |
First Farmers and Merchants Bank
Columbia, TN |
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| FDIC Number | 1487 | |||
| Phone Number | (931) 388-3145 | |||
| Website | www.myfirstfarmers.com | |||
| Asset Quality |
First Farmers and Merchants Bank
Columbia, TN |
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| 1-Year Asset Growth | -5.69% | |||
| 5-Year Asset Growth | 5.15% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.66% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
First Farmers and Merchants Bank
Columbia, TN |
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| Total Assets | 1.77B | |||
| Total Deposits | 1.61B | |||
| Capital and Reserves |
First Farmers and Merchants Bank
Columbia, TN |
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| Capital | 149.02M | |||
| Leverage Ratio | 10.21 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Risk-Based Capital Ratio | 17.46 | |||
| Liquidity |
First Farmers and Merchants Bank
Columbia, TN |
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| Hot Money Ratio | 9.42% | |||
| Liquidity Ratio | 29.70% | |||
| Profitability |
First Farmers and Merchants Bank
Columbia, TN |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 4.60M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 63.90% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 12.82% | |||