| Weiss Ratings |
First Farmers and Merchants Bank
Columbia, TN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 6.60 | |||
| Company Info |
First Farmers and Merchants Bank
Columbia, TN |
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| FDIC Number | 1487 | |||
| Phone Number | (931) 388-3145 | |||
| Website | www.myfirstfarmers.com | |||
| Asset Quality |
First Farmers and Merchants Bank
Columbia, TN |
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| 1-Year Asset Growth | -5.69% | |||
| 5-Year Asset Growth | 5.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.71% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
First Farmers and Merchants Bank
Columbia, TN |
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| Total Assets | 1.76B | |||
| Total Deposits | 1.60B | |||
| Capital and Reserves |
First Farmers and Merchants Bank
Columbia, TN |
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| Capital | 138.29M | |||
| Leverage Ratio | 9.91 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Risk-Based Capital Ratio | 17.17 | |||
| Liquidity |
First Farmers and Merchants Bank
Columbia, TN |
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| Hot Money Ratio | 9.02% | |||
| Liquidity Ratio | 29.13% | |||
| Profitability |
First Farmers and Merchants Bank
Columbia, TN |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 16.54M | |||
| Net Interest Spread | 2.56% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 66.30% | |||
| Return on Assets | 0.86% | |||
| Return on Equity | 12.53% | |||