C
Farmers Bank
Rating Date
August 2026
Risk Based
Capital Ratio
20.53
Leverage
Ratio
11.00
Return On
Assets
1.04%
Total
Assets
282.70M
Capital
29.70M
Total
Deposits
250.68M
Net
Income
1.41M
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Weiss Ratings Farmers Bank
Nicholasville, KY 		Click to
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Rating C
Asset Quality Index 8.90
Capitalization Index 9.80
Liquidity Index 1.10
Profitability Index 4.80
Stability Index 4.30
Company Info Farmers Bank
Nicholasville, KY 		Click to
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FDIC Number 14894
Phone Number (859) 885-9481
Website www.myfarmersbank.net
Asset Quality Farmers Bank
Nicholasville, KY 		Click to
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1-Year Asset Growth 15.09%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers Bank
Nicholasville, KY 		Click to
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Total Assets 282.70M
Total Deposits 250.68M
Capital and Reserves Farmers Bank
Nicholasville, KY 		Click to
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Capital 29.70M
Leverage Ratio 11.00
Loan Loss Reserves to Loans 1.37%
Risk-Based Capital Ratio 20.53
Liquidity Farmers Bank
Nicholasville, KY 		Click to
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Hot Money Ratio 35.47%
Liquidity Ratio 20.97%
Profitability Farmers Bank
Nicholasville, KY 		Click to
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5-Year Return on Average Assets 0.87%
Net Income 1.41M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 59.55%
Return on Assets 1.04%
Return on Equity 9.73%