C
Farmers Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers Bank
Nicholasville, KY
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Rating C
Asset Quality Index 8.70
Capitalization Index 9.70
Liquidity Index 0.30
Profitability Index 4.20
Stability Index 3.70
Company Info Farmers Bank
Nicholasville, KY
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FDIC Number 14894
Phone Number (859) 885-9481
Website www.myfarmersbank.net
Asset Quality Farmers Bank
Nicholasville, KY
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1-Year Asset Growth 2.32%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers Bank
Nicholasville, KY
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Total Assets 245.63M
Total Deposits 210.92M
Capital and Reserves Farmers Bank
Nicholasville, KY
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Capital 26.63M
Leverage Ratio 11.21
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 18.75
Liquidity Farmers Bank
Nicholasville, KY
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Hot Money Ratio 30.83%
Liquidity Ratio 12.45%
Profitability Farmers Bank
Nicholasville, KY
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5-Year Return on Average Assets 0.84%
Net Income 1.13M
Net Interest Spread 3.39%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 63.91%
Return on Assets 0.92%
Return on Equity 8.73%