C
Farmers Bank
Rating Date
March 2026
Risk Based
Capital Ratio
19.27
Leverage
Ratio
10.95
Return On
Assets
1.02%
Total
Assets
269.29M
Capital
28.31M
Total
Deposits
238.79M
Net
Income
2.55M
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Weiss Ratings Farmers Bank
Nicholasville, KY 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 9.70
Liquidity Index 0.70
Profitability Index 4.80
Stability Index 4.30
Company Info Farmers Bank
Nicholasville, KY 		Click to
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FDIC Number 14894
Phone Number (859) 885-9481
Website www.myfarmersbank.net
Asset Quality Farmers Bank
Nicholasville, KY 		Click to
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1-Year Asset Growth 8.99%
5-Year Asset Growth 7.80%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers Bank
Nicholasville, KY 		Click to
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Total Assets 269.29M
Total Deposits 238.79M
Capital and Reserves Farmers Bank
Nicholasville, KY 		Click to
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Capital 28.31M
Leverage Ratio 10.95
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 19.27
Liquidity Farmers Bank
Nicholasville, KY 		Click to
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Hot Money Ratio 31.30%
Liquidity Ratio 16.44%
Profitability Farmers Bank
Nicholasville, KY 		Click to
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5-Year Return on Average Assets 0.84%
Net Income 2.55M
Net Interest Spread 3.49%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 61.66%
Return on Assets 1.02%
Return on Equity 9.56%