Bank of Hazlehurst
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 32.7 and a capital leverage ratio of 13.5. Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.3 has resulted in Excellent (9.3) profitability.
Other Rating Factors:
A current level of 1.0 percent of nonperforming loans to core capital combined with 2.5 percent from a year earlier contributes to the Excellent asset quality (9.0). Good liquidity 5.3, driven by a liquidity ratio of 50.7 percent and a “hot money” ratio of 4.0 percent.
Asset Mix:
Securities (36%), cash (28%), home mtgs (7%), comm re (7%), consumer loans (4%), comm loans (4%), other (14%)
States with Branches:
GA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hazlehurst Investors, Inc.
Investment Rating
--
Address
22 South Tallahassee Street
Hazlehurst, GA 31539
Hazlehurst, GA 31539
Phone Number
(912) 375-4228
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.