Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.0) profitability.
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 8.7. A current level of 2.9 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Comm re (30%), home mtgs (25%), comm loans (14%), securities (7%), home eq lns (3%), cash (2%), consumer loans (1%), other (19%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Community Capital Bancorp, Inc.
Investment Rating
--
Address
20741 County Road JJ
Collins, WI 54207
Collins, WI 54207
Phone Number
(920) 772-4433
Year Founded
1914
FDIC Number
Website
Largest Affiliates
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