Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 3.4 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Good asset quality (6.8). Good current capitalization (6.2 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 8.2.
Asset Mix:
Comm re (27%), home mtgs (24%), comm loans (13%), cash (10%), securities (7%), home eq lns (3%), consumer loans (1%), other (15%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Community Capital Bancorp, Inc.
Investment Rating
--
Address
20741 County Road JJ
Collins, WI 54207
Collins, WI 54207
Phone Number
(920) 772-4433
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.