C
F&M Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings F&M Bank
West Point, NE
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 1.00
Profitability Index 7.00
Stability Index 4.30
Company Info F&M Bank
West Point, NE
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FDIC Number 14922
Phone Number (402) 372-5331
Website www.fmbankne.bank
Asset Quality F&M Bank
West Point, NE
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1-Year Asset Growth -1.77%
5-Year Asset Growth 3.61%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.82%
Non-Performing Loans to Loans 0.12%
Balance Sheet F&M Bank
West Point, NE
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Total Assets 340.36M
Total Deposits 297.29M
Capital and Reserves F&M Bank
West Point, NE
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Capital 41.46M
Leverage Ratio 12.35
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio --
Liquidity F&M Bank
West Point, NE
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Hot Money Ratio 5.23%
Liquidity Ratio 15.23%
Profitability F&M Bank
West Point, NE
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5-Year Return on Average Assets 1.42%
Net Income 4.28M
Net Interest Spread 4.29%
Operating Profit to Average Assets 1.69%
Overhead Efficiency Ratio 63.06%
Return on Assets 1.66%
Return on Equity 14.55%