C
F&M Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings F&M Bank
West Point, NE
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Rating C
Asset Quality Index 8.20
Capitalization Index 9.60
Liquidity Index 2.00
Profitability Index 7.00
Stability Index 5.00
Company Info F&M Bank
West Point, NE
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FDIC Number 14922
Phone Number (402) 372-5331
Website www.fmbankne.bank
Asset Quality F&M Bank
West Point, NE
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1-Year Asset Growth 6.20%
5-Year Asset Growth 3.13%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.32%
Non-Performing Loans to Loans 0.20%
Balance Sheet F&M Bank
West Point, NE
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Total Assets 377.44M
Total Deposits 335.10M
Capital and Reserves F&M Bank
West Point, NE
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Capital 38.00M
Leverage Ratio 10.70
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio --
Liquidity F&M Bank
West Point, NE
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Hot Money Ratio 4.50%
Liquidity Ratio 20.32%
Profitability F&M Bank
West Point, NE
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5-Year Return on Average Assets 1.42%
Net Income 5.77M
Net Interest Spread 4.28%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 63.47%
Return on Assets 1.66%
Return on Equity 14.65%