State Bank of Reeseville
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Weak (2.9) profitability.
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.1). Good current capitalization (5.6 on a scale of 0 to 10) and a capital leverage ratio of 9.5.
Asset Mix:
Securities (42%), comm loans (13%), home mtgs (9%), comm re (2%), consumer loans (2%), cash (1%), home eq lns (1%), other (30%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
RW Bancorp., Ltd.
Investment Rating
--
Address
203 South Main Street
Reeseville, WI 53579
Reeseville, WI 53579
Phone Number
(920) 927-3841
Year Founded
1902
FDIC Number
Largest Affiliates
No affiliate information available.