C
First State Bank and Trust
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank and Trust
Tonganoxie, KS
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Rating C
Asset Quality Index 4.60
Capitalization Index 6.70
Liquidity Index 2.40
Profitability Index 4.60
Stability Index 5.30
Company Info First State Bank and Trust
Tonganoxie, KS
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FDIC Number 14974
Phone Number (913) 845-2500
Website www.firststateks.com
Asset Quality First State Bank and Trust
Tonganoxie, KS
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1-Year Asset Growth 1.97%
5-Year Asset Growth 6.38%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 8.98%
Non-Performing Loans to Loans 1.23%
Balance Sheet First State Bank and Trust
Tonganoxie, KS
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Total Assets 480.86M
Total Deposits 421.32M
Capital and Reserves First State Bank and Trust
Tonganoxie, KS
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Capital 42.14M
Leverage Ratio 8.67
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 12.56
Liquidity First State Bank and Trust
Tonganoxie, KS
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Hot Money Ratio 10.70%
Liquidity Ratio 9.85%
Profitability First State Bank and Trust
Tonganoxie, KS
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5-Year Return on Average Assets 0.82%
Net Income 4.39M
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 71.60%
Return on Assets 0.91%
Return on Equity 11.15%