| Weiss Ratings |
Union State Bank
Winterset, IA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 3.40 | |||
| Company Info |
Union State Bank
Winterset, IA |
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| FDIC Number | 14982 | |||
| Phone Number | (515) 462-2161 | |||
| Website | www.usbiowa.com | |||
| Asset Quality |
Union State Bank
Winterset, IA |
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| 1-Year Asset Growth | 5.65% | |||
| 5-Year Asset Growth | 3.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Union State Bank
Winterset, IA |
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| Total Assets | 146.21M | |||
| Total Deposits | 135.13M | |||
| Capital and Reserves |
Union State Bank
Winterset, IA |
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| Capital | 10.23M | |||
| Leverage Ratio | 8.46 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | 13.26 | |||
| Liquidity |
Union State Bank
Winterset, IA |
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| Hot Money Ratio | 13.97% | |||
| Liquidity Ratio | 26.74% | |||
| Profitability |
Union State Bank
Winterset, IA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 386.00K | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 69.89% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 15.35% | |||