| Weiss Ratings |
Union State Bank
Winterset, IA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 3.20 | |||
| Company Info |
Union State Bank
Winterset, IA |
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| FDIC Number | 14982 | |||
| Phone Number | (515) 462-2161 | |||
| Website | www.usbiowa.com | |||
| Asset Quality |
Union State Bank
Winterset, IA |
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| 1-Year Asset Growth | -0.87% | |||
| 5-Year Asset Growth | 8.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Union State Bank
Winterset, IA |
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| Total Assets | 131.13M | |||
| Total Deposits | 121.60M | |||
| Capital and Reserves |
Union State Bank
Winterset, IA |
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| Capital | 8.39M | |||
| Leverage Ratio | 7.45 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | 12.44 | |||
| Liquidity |
Union State Bank
Winterset, IA |
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| Hot Money Ratio | 20.92% | |||
| Liquidity Ratio | 15.73% | |||
| Profitability |
Union State Bank
Winterset, IA |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 707.00K | |||
| Net Interest Spread | 2.87% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 81.54% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 8.80% | |||