| Weiss Ratings |
Union State Bank
Winterset, IA |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 2.80 | |||
| Company Info |
Union State Bank
Winterset, IA |
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| FDIC Number | 14982 | |||
| Phone Number | (515) 462-2161 | |||
| Website | www.usbiowa.com | |||
| Asset Quality |
Union State Bank
Winterset, IA |
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| 1-Year Asset Growth | -13.37% | |||
| 5-Year Asset Growth | 8.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Union State Bank
Winterset, IA |
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| Total Assets | 126.73M | |||
| Total Deposits | 116.23M | |||
| Capital and Reserves |
Union State Bank
Winterset, IA |
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| Capital | 9.56M | |||
| Leverage Ratio | 8.53 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Risk-Based Capital Ratio | 12.82 | |||
| Liquidity |
Union State Bank
Winterset, IA |
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| Hot Money Ratio | 16.18% | |||
| Liquidity Ratio | 15.43% | |||
| Profitability |
Union State Bank
Winterset, IA |
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| 5-Year Return on Average Assets | 0.74% | |||
| Net Income | 932.00K | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 74.11% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 13.82% | |||