C
River Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings River Bank
La Crosse, WI
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Rating C
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 3.80
Stability Index 8.50
Company Info River Bank
La Crosse, WI
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FDIC Number 14995
Phone Number (608) 788-6300
Website www.riverbank.biz
Asset Quality River Bank
La Crosse, WI
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1-Year Asset Growth -0.16%
5-Year Asset Growth 18.39%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.23%
Non-Performing Loans to Loans 0.35%
Balance Sheet River Bank
La Crosse, WI
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Total Assets 1.01B
Total Deposits 755.70M
Capital and Reserves River Bank
La Crosse, WI
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Capital 118.13M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 15.19
Liquidity River Bank
La Crosse, WI
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Hot Money Ratio 32.43%
Liquidity Ratio 13.43%
Profitability River Bank
La Crosse, WI
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5-Year Return on Average Assets 1.20%
Net Income 6.65M
Net Interest Spread 2.25%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 59.85%
Return on Assets 0.87%
Return on Equity 7.78%