B
The Port Austin State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 7.10
Stability Index 6.30
Company Info The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 14999
Phone Number (989) 738-5235
Website www.portaustinbank.com
Asset Quality The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.11%
5-Year Asset Growth 0.27%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 65.89M
Total Deposits 53.05M
Capital and Reserves The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.22M
Leverage Ratio 17.97
Loan Loss Reserves to Loans 0.73%
Risk-Based Capital Ratio --
Liquidity The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.11%
Liquidity Ratio 33.41%
Profitability The Port Austin State Bank
Port Austin, MI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.28%
Net Income 1.19M
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 53.67%
Return on Assets 1.75%
Return on Equity 10.01%