First State Bank
| Weiss Ratings |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.50 | |||
| Capitalization Index | 7.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 8.50 | |||
| Company Info |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15032 | |||
| Phone Number | (586) 775-5000 | |||
| Website | www.fsb.bank | |||
| Asset Quality |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.67% | |||
| 5-Year Asset Growth | 8.42% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 5.96% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.32B | |||
| Total Deposits | 1.19B | |||
| Capital and Reserves |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 124.63M | |||
| Leverage Ratio | 9.55 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.11% | |||
| Liquidity Ratio | 15.25% | |||
| Profitability |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 15.12M | |||
| Net Interest Spread | 3.37% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 65.35% | |||
| Return on Assets | 1.16% | |||
| Return on Equity | 12.93% | |||