First State Bank
| Weiss Ratings |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 8.70 | |||
| Company Info |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 15032 | |||
| Phone Number | (586) 775-5000 | |||
| Website | www.fsb.bank | |||
| Asset Quality |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.58% | |||
| 5-Year Asset Growth | 8.42% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.70% | |||
| Non-Performing Loans to Capital | 5.94% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.35B | |||
| Total Deposits | 1.21B | |||
| Capital and Reserves |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 130.78M | |||
| Leverage Ratio | 10.01 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 15.10% | |||
| Liquidity Ratio | 14.65% | |||
| Profitability |
First State Bank
Eastpointe, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 8.27M | |||
| Net Interest Spread | 3.47% | |||
| Operating Profit to Average Assets | 1.54% | |||
| Overhead Efficiency Ratio | 62.82% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 12.96% | |||