B
Valley State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valley State Bank
Belle Plaine, KS
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 4.40
Stability Index 6.60
Company Info Valley State Bank
Belle Plaine, KS
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FDIC Number 15038
Phone Number (620) 488-2211
Website www.valleystatebank2.com/home/home
Asset Quality Valley State Bank
Belle Plaine, KS
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1-Year Asset Growth 0.18%
5-Year Asset Growth 4.52%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.24%
Non-Performing Loans to Loans 0.27%
Balance Sheet Valley State Bank
Belle Plaine, KS
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Total Assets 195.23M
Total Deposits 166.31M
Capital and Reserves Valley State Bank
Belle Plaine, KS
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Capital 22.80M
Leverage Ratio 12.32
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity Valley State Bank
Belle Plaine, KS
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Hot Money Ratio 19.01%
Liquidity Ratio 29.93%
Profitability Valley State Bank
Belle Plaine, KS
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5-Year Return on Average Assets 0.85%
Net Income 1.80M
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 65.82%
Return on Assets 0.90%
Return on Equity 8.32%