| Weiss Ratings |
First State Bank
Lonoke, AR |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
First State Bank
Lonoke, AR |
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| FDIC Number | 15050 | |||
| Phone Number | (501) 676-3106 | |||
| Website | www.firststatebk.com | |||
| Asset Quality |
First State Bank
Lonoke, AR |
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| 1-Year Asset Growth | 4.09% | |||
| 5-Year Asset Growth | 5.46% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
First State Bank
Lonoke, AR |
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| Total Assets | 328.12M | |||
| Total Deposits | 292.55M | |||
| Capital and Reserves |
First State Bank
Lonoke, AR |
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| Capital | 34.34M | |||
| Leverage Ratio | 11.24 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Lonoke, AR |
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| Hot Money Ratio | 38.27% | |||
| Liquidity Ratio | 6.03% | |||
| Profitability |
First State Bank
Lonoke, AR |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 58.54% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 10.95% | |||