B
Junction National Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Junction National Bank
Junction, TX
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 5.90
Stability Index 3.70
Company Info Junction National Bank
Junction, TX
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FDIC Number 15078
Phone Number (325) 446-2531
Website www.junctionnational.com
Asset Quality Junction National Bank
Junction, TX
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1-Year Asset Growth 4.88%
5-Year Asset Growth 2.92%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 0.89%
Non-Performing Loans to Loans 0.99%
Balance Sheet Junction National Bank
Junction, TX
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Total Assets 93.03M
Total Deposits 84.62M
Capital and Reserves Junction National Bank
Junction, TX
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Capital 8.23M
Leverage Ratio 12.04
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio --
Liquidity Junction National Bank
Junction, TX
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Hot Money Ratio 25.82%
Liquidity Ratio 65.68%
Profitability Junction National Bank
Junction, TX
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5-Year Return on Average Assets 1.30%
Net Income 756.00K
Net Interest Spread 3.23%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 54.17%
Return on Assets 1.55%
Return on Equity 18.48%