B
Junction National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Junction National Bank
Junction, TX
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 5.70
Stability Index 3.80
Company Info Junction National Bank
Junction, TX
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FDIC Number 15078
Phone Number (325) 446-2531
Website www.junctionnational.com
Asset Quality Junction National Bank
Junction, TX
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1-Year Asset Growth 5.71%
5-Year Asset Growth 4.87%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.01%
Balance Sheet Junction National Bank
Junction, TX
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Total Assets 92.36M
Total Deposits 84.49M
Capital and Reserves Junction National Bank
Junction, TX
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Capital 7.65M
Leverage Ratio 11.76
Loan Loss Reserves to Loans 1.65%
Risk-Based Capital Ratio 38.53
Liquidity Junction National Bank
Junction, TX
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Hot Money Ratio 22.60%
Liquidity Ratio 64.11%
Profitability Junction National Bank
Junction, TX
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5-Year Return on Average Assets 1.24%
Net Income 989.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 57.17%
Return on Assets 1.44%
Return on Equity 21.63%