B
Junction National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Junction National Bank
Junction, TX
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 5.80
Stability Index 3.30
Company Info Junction National Bank
Junction, TX
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FDIC Number 15078
Phone Number (325) 446-2531
Website www.junctionnational.com
Asset Quality Junction National Bank
Junction, TX
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1-Year Asset Growth 11.52%
5-Year Asset Growth 2.92%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet Junction National Bank
Junction, TX
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Total Assets 94.55M
Total Deposits 86.39M
Capital and Reserves Junction National Bank
Junction, TX
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Capital 8.00M
Leverage Ratio 11.45
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio 38.46
Liquidity Junction National Bank
Junction, TX
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Hot Money Ratio 23.67%
Liquidity Ratio 67.93%
Profitability Junction National Bank
Junction, TX
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5-Year Return on Average Assets 1.24%
Net Income 1.30M
Net Interest Spread 3.21%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 55.48%
Return on Assets 1.40%
Return on Equity 19.96%