| Weiss Ratings |
Lake Ridge Bank
Middleton, WI |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 7.50 | |||
| Company Info |
Lake Ridge Bank
Middleton, WI |
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| FDIC Number | 15091 | |||
| Phone Number | (608) 828-2285 | |||
| Website | www.lakeridge.bank | |||
| Asset Quality |
Lake Ridge Bank
Middleton, WI |
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| 1-Year Asset Growth | 4.47% | |||
| 5-Year Asset Growth | 20.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.86% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Lake Ridge Bank
Middleton, WI |
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| Total Assets | 3.27B | |||
| Total Deposits | 2.71B | |||
| Capital and Reserves |
Lake Ridge Bank
Middleton, WI |
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| Capital | 339.45M | |||
| Leverage Ratio | 9.76 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | 12.66 | |||
| Liquidity |
Lake Ridge Bank
Middleton, WI |
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| Hot Money Ratio | 5.61% | |||
| Liquidity Ratio | 17.23% | |||
| Profitability |
Lake Ridge Bank
Middleton, WI |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 30.92M | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 67.80% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 9.55% | |||