B
Lake Ridge Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lake Ridge Bank
Middleton, WI
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Rating B
Asset Quality Index 5.90
Capitalization Index 8.20
Liquidity Index 3.10
Profitability Index 4.00
Stability Index 7.50
Company Info Lake Ridge Bank
Middleton, WI
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FDIC Number 15091
Phone Number (608) 828-2285
Website www.lakeridge.bank
Asset Quality Lake Ridge Bank
Middleton, WI
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1-Year Asset Growth 4.78%
5-Year Asset Growth 27.41%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.06%
Non-Performing Loans to Loans 0.44%
Balance Sheet Lake Ridge Bank
Middleton, WI
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Total Assets 3.18B
Total Deposits 2.62B
Capital and Reserves Lake Ridge Bank
Middleton, WI
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Capital 332.59M
Leverage Ratio 9.82
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 12.52
Liquidity Lake Ridge Bank
Middleton, WI
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Hot Money Ratio 5.83%
Liquidity Ratio 14.31%
Profitability Lake Ridge Bank
Middleton, WI
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5-Year Return on Average Assets 0.95%
Net Income 21.57M
Net Interest Spread 3.13%
Operating Profit to Average Assets 1.03%
Overhead Efficiency Ratio 69.31%
Return on Assets 0.92%
Return on Equity 8.99%