| Weiss Ratings |
Lake Ridge Bank
Middleton, WI |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 8.30 | |||
| Company Info |
Lake Ridge Bank
Middleton, WI |
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| FDIC Number | 15091 | |||
| Phone Number | (608) 828-2285 | |||
| Website | www.lakeridge.bank | |||
| Asset Quality |
Lake Ridge Bank
Middleton, WI |
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| 1-Year Asset Growth | 7.87% | |||
| 5-Year Asset Growth | 20.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.52% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Lake Ridge Bank
Middleton, WI |
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| Total Assets | 3.35B | |||
| Total Deposits | 2.79B | |||
| Capital and Reserves |
Lake Ridge Bank
Middleton, WI |
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| Capital | 350.69M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 13.02 | |||
| Liquidity |
Lake Ridge Bank
Middleton, WI |
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| Hot Money Ratio | 5.12% | |||
| Liquidity Ratio | 17.97% | |||
| Profitability |
Lake Ridge Bank
Middleton, WI |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 17.38M | |||
| Net Interest Spread | 3.35% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 65.85% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 10.14% | |||