B
Richland County Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Richland County Bank
Richland Center, WI
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 4.30
Stability Index 8.50
Company Info Richland County Bank
Richland Center, WI
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FDIC Number 15092
Phone Number (608) 647-6306
Website www.richlandcountybank.com
Asset Quality Richland County Bank
Richland Center, WI
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1-Year Asset Growth 0.48%
5-Year Asset Growth 1.69%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Richland County Bank
Richland Center, WI
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Total Assets 107.42M
Total Deposits 90.21M
Capital and Reserves Richland County Bank
Richland Center, WI
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Capital 16.87M
Leverage Ratio 17.81
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio --
Liquidity Richland County Bank
Richland Center, WI
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Hot Money Ratio 9.55%
Liquidity Ratio 51.66%
Profitability Richland County Bank
Richland Center, WI
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5-Year Return on Average Assets 1.04%
Net Income 982.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 66.99%
Return on Assets 1.13%
Return on Equity 8.36%