B
Richland County Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Richland County Bank
Richland Center, WI
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 4.70
Stability Index 8.50
Company Info Richland County Bank
Richland Center, WI
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FDIC Number 15092
Phone Number (608) 647-6306
Website www.richlandcountybank.com
Asset Quality Richland County Bank
Richland Center, WI
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1-Year Asset Growth -0.59%
5-Year Asset Growth -0.96%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Richland County Bank
Richland Center, WI
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Total Assets 109.87M
Total Deposits 91.82M
Capital and Reserves Richland County Bank
Richland Center, WI
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Capital 17.46M
Leverage Ratio 18.26
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity Richland County Bank
Richland Center, WI
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Hot Money Ratio 9.95%
Liquidity Ratio 54.27%
Profitability Richland County Bank
Richland Center, WI
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5-Year Return on Average Assets 1.04%
Net Income 1.36M
Net Interest Spread 3.34%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 65.32%
Return on Assets 1.18%
Return on Equity 8.46%