B
The Citizens State Bank
Gridley,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens State Bank
Gridley, KS
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 9.10
Stability Index 6.30
Company Info The Citizens State Bank
Gridley, KS
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FDIC Number 15111
Phone Number (620) 836-2888
Website www.bankcsb.biz
Asset Quality The Citizens State Bank
Gridley, KS
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1-Year Asset Growth 6.06%
5-Year Asset Growth 7.51%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 2.37%
Non-Performing Loans to Loans 0.40%
Balance Sheet The Citizens State Bank
Gridley, KS
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Total Assets 336.19M
Total Deposits 294.52M
Capital and Reserves The Citizens State Bank
Gridley, KS
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Capital 39.40M
Leverage Ratio 12.08
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity The Citizens State Bank
Gridley, KS
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Hot Money Ratio 12.34%
Liquidity Ratio 12.89%
Profitability The Citizens State Bank
Gridley, KS
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5-Year Return on Average Assets 1.22%
Net Income 3.05M
Net Interest Spread 4.80%
Operating Profit to Average Assets 2.32%
Overhead Efficiency Ratio 46.99%
Return on Assets 1.78%
Return on Equity 15.92%