B
The Citizens State Bank
GridleyKS
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Citizens State Bank
Gridley, KS
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Rating B
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 7.80
Stability Index 6.50
Company Info The Citizens State Bank
Gridley, KS
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FDIC Number 15111
Phone Number (620) 836-2888
Website www.bankcsb.biz
Asset Quality The Citizens State Bank
Gridley, KS
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1-Year Asset Growth -0.05%
5-Year Asset Growth 10.45%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 6.01%
Non-Performing Loans to Loans 0.14%
Balance Sheet The Citizens State Bank
Gridley, KS
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Total Assets 310.92M
Total Deposits 276.19M
Capital and Reserves The Citizens State Bank
Gridley, KS
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Capital 32.22M
Leverage Ratio 10.97
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity The Citizens State Bank
Gridley, KS
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Hot Money Ratio 11.48%
Liquidity Ratio 14.67%
Profitability The Citizens State Bank
Gridley, KS
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5-Year Return on Average Assets 1.07%
Net Income 1.40M
Net Interest Spread 4.49%
Operating Profit to Average Assets 2.30%
Overhead Efficiency Ratio 50.73%
Return on Assets 1.77%
Return on Equity 17.96%