Major Rating Factors:
A current level of 16.3 percent of nonperforming loans to core capital combined with 9.3 percent from a year earlier contributes to the Weak asset quality (2.6). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (5.5) profitability.
Other Rating Factors:
Weak liquidity 2.6, driven by a liquidity ratio of 15.5 percent and a “hot money” ratio of 34.2 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.1 on a scale of 0 to 10).
Asset Mix:
Home mtgs (36%), comm re (17%), cash (7%), securities (7%), comm loans (6%), consumer loans (0%), other (27%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Gateway First Bancorp, Inc.
Investment Rating
--
Address
244 South Gateway Place
Jenks, OK 74037
Jenks, OK 74037
Phone Number
(918) 712-9000
Year Founded
2007
FDIC Number
Website
Largest Affiliates
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