| Weiss Ratings |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank - La Crosse
La Crosse, WI |
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| FDIC Number | 1513 | |||
| Phone Number | (608) 785-2265 | |||
| Website | citizensstatebank.us | |||
| Asset Quality |
Citizens State Bank - La Crosse
La Crosse, WI |
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| 1-Year Asset Growth | 2.18% | |||
| 5-Year Asset Growth | 21.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.97% | |||
| Non-Performing Loans to Capital | 7.07% | |||
| Non-Performing Loans to Loans | 1.07% | |||
| Balance Sheet |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Total Assets | 662.56M | |||
| Total Deposits | 533.60M | |||
| Capital and Reserves |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Capital | 74.74M | |||
| Leverage Ratio | 11.17 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Hot Money Ratio | 28.23% | |||
| Liquidity Ratio | 19.42% | |||
| Profitability |
Citizens State Bank - La Crosse
La Crosse, WI |
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| 5-Year Return on Average Assets | 2.82% | |||
| Net Income | 8.25M | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 2.46% | |||
| Overhead Efficiency Ratio | 40.40% | |||
| Return on Assets | 2.46% | |||
| Return on Equity | 22.94% | |||