| Weiss Ratings |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank - La Crosse
La Crosse, WI |
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| FDIC Number | 1513 | |||
| Phone Number | (608) 785-2265 | |||
| Website | citizensstatebank.us | |||
| Asset Quality |
Citizens State Bank - La Crosse
La Crosse, WI |
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| 1-Year Asset Growth | -2.11% | |||
| 5-Year Asset Growth | 12.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 6.25% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Total Assets | 648.50M | |||
| Total Deposits | 513.36M | |||
| Capital and Reserves |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Capital | 85.13M | |||
| Leverage Ratio | 13.36 | |||
| Loan Loss Reserves to Loans | 1.36% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Hot Money Ratio | 25.79% | |||
| Liquidity Ratio | 17.02% | |||
| Profitability |
Citizens State Bank - La Crosse
La Crosse, WI |
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| 5-Year Return on Average Assets | 2.62% | |||
| Net Income | 9.60M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 2.99% | |||
| Overhead Efficiency Ratio | 39.40% | |||
| Return on Assets | 2.99% | |||
| Return on Equity | 23.31% | |||