| Weiss Ratings |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.50 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank - La Crosse
La Crosse, WI |
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| FDIC Number | 1513 | |||
| Phone Number | (608) 785-2265 | |||
| Website | citizensstatebank.us | |||
| Asset Quality |
Citizens State Bank - La Crosse
La Crosse, WI |
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| 1-Year Asset Growth | 0.93% | |||
| 5-Year Asset Growth | 21.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.94% | |||
| Non-Performing Loans to Capital | 6.59% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Total Assets | 663.52M | |||
| Total Deposits | 540.69M | |||
| Capital and Reserves |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Capital | 77.82M | |||
| Leverage Ratio | 11.74 | |||
| Loan Loss Reserves to Loans | 1.32% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank - La Crosse
La Crosse, WI |
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| Hot Money Ratio | 23.62% | |||
| Liquidity Ratio | 17.88% | |||
| Profitability |
Citizens State Bank - La Crosse
La Crosse, WI |
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| 5-Year Return on Average Assets | 2.82% | |||
| Net Income | 12.94M | |||
| Net Interest Spread | 3.77% | |||
| Operating Profit to Average Assets | 2.59% | |||
| Overhead Efficiency Ratio | 39.71% | |||
| Return on Assets | 2.59% | |||
| Return on Equity | 23.52% | |||