| Weiss Ratings |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 3.70 | |||
| Company Info |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1513 | |||
| Phone Number | (608) 785-2265 | |||
| Website | citizensstatebank.us | |||
| Asset Quality |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.81% | |||
| 5-Year Asset Growth | 12.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.48% | |||
| Non-Performing Loans to Capital | 10.35% | |||
| Non-Performing Loans to Loans | 1.68% | |||
| Balance Sheet |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 658.27M | |||
| Total Deposits | 517.60M | |||
| Capital and Reserves |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 80.40M | |||
| Leverage Ratio | 12.18 | |||
| Loan Loss Reserves to Loans | 1.38% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.92% | |||
| Liquidity Ratio | 19.42% | |||
| Profitability |
Citizens State Bank - La Crosse
La Crosse, WI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 2.82% | |||
| Net Income | 17.36M | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 2.61% | |||
| Overhead Efficiency Ratio | 41.25% | |||
| Return on Assets | 2.61% | |||
| Return on Equity | 23.23% | |||