| Weiss Ratings |
Peoples State Bank of Munising
Munising, MI |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 7.10 | |||
| Company Info |
Peoples State Bank of Munising
Munising, MI |
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| FDIC Number | 15165 | |||
| Phone Number | (906) 387-2006 | |||
| Website | www.psbup.com | |||
| Asset Quality |
Peoples State Bank of Munising
Munising, MI |
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| 1-Year Asset Growth | -4.10% | |||
| 5-Year Asset Growth | 1.96% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 2.01% | |||
| Non-Performing Loans to Capital | 14.88% | |||
| Non-Performing Loans to Loans | 3.45% | |||
| Balance Sheet |
Peoples State Bank of Munising
Munising, MI |
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| Total Assets | 190.38M | |||
| Total Deposits | 142.03M | |||
| Capital and Reserves |
Peoples State Bank of Munising
Munising, MI |
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| Capital | 22.88M | |||
| Leverage Ratio | 12.75 | |||
| Loan Loss Reserves to Loans | 2.00% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples State Bank of Munising
Munising, MI |
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| Hot Money Ratio | 6.56% | |||
| Liquidity Ratio | 17.71% | |||
| Profitability |
Peoples State Bank of Munising
Munising, MI |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 402.00K | |||
| Net Interest Spread | 3.27% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 85.69% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 3.56% | |||