| Weiss Ratings |
Peoples State Bank of Munising
Munising, MI |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 6.50 | |||
| Company Info |
Peoples State Bank of Munising
Munising, MI |
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| FDIC Number | 15165 | |||
| Phone Number | (906) 387-2006 | |||
| Website | www.psbup.com | |||
| Asset Quality |
Peoples State Bank of Munising
Munising, MI |
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| 1-Year Asset Growth | -0.44% | |||
| 5-Year Asset Growth | 8.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.83% | |||
| Non-Performing Loans to Capital | 5.90% | |||
| Non-Performing Loans to Loans | 1.45% | |||
| Balance Sheet |
Peoples State Bank of Munising
Munising, MI |
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| Total Assets | 201.73M | |||
| Total Deposits | 152.98M | |||
| Capital and Reserves |
Peoples State Bank of Munising
Munising, MI |
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| Capital | 20.54M | |||
| Leverage Ratio | 10.92 | |||
| Loan Loss Reserves to Loans | 1.96% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Peoples State Bank of Munising
Munising, MI |
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| Hot Money Ratio | 16.03% | |||
| Liquidity Ratio | 15.74% | |||
| Profitability |
Peoples State Bank of Munising
Munising, MI |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 253.00K | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | 0.59% | |||
| Overhead Efficiency Ratio | 80.93% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.06% | |||