C
Decorah Bank and Trust Company
DecorahIA
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Decorah Bank and Trust Company
Decorah, IA
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Rating C
Asset Quality Index 6.50
Capitalization Index 9.40
Liquidity Index 1.30
Profitability Index 7.20
Stability Index 4.30
Company Info Decorah Bank and Trust Company
Decorah, IA
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FDIC Number 15200
Phone Number (563) 382-9661
Website www.decorah.bank
Asset Quality Decorah Bank and Trust Company
Decorah, IA
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1-Year Asset Growth 8.65%
5-Year Asset Growth 6.76%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 3.41%
Non-Performing Loans to Loans 0.51%
Balance Sheet Decorah Bank and Trust Company
Decorah, IA
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Total Assets 770.88M
Total Deposits 666.66M
Capital and Reserves Decorah Bank and Trust Company
Decorah, IA
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Capital 79.53M
Leverage Ratio 10.58
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 14.33
Liquidity Decorah Bank and Trust Company
Decorah, IA
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Hot Money Ratio 20.17%
Liquidity Ratio 21.01%
Profitability Decorah Bank and Trust Company
Decorah, IA
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5-Year Return on Average Assets 1.42%
Net Income 13.06M
Net Interest Spread 3.81%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 52.64%
Return on Assets 1.74%
Return on Equity 17.22%