| Weiss Ratings |
Decorah Bank and Trust Company
Decorah, IA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
Decorah Bank and Trust Company
Decorah, IA |
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| FDIC Number | 15200 | |||
| Phone Number | (563) 382-9661 | |||
| Website | www.decorah.bank | |||
| Asset Quality |
Decorah Bank and Trust Company
Decorah, IA |
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| 1-Year Asset Growth | 4.32% | |||
| 5-Year Asset Growth | 9.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.89% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Decorah Bank and Trust Company
Decorah, IA |
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| Total Assets | 729.82M | |||
| Total Deposits | 630.88M | |||
| Capital and Reserves |
Decorah Bank and Trust Company
Decorah, IA |
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| Capital | 74.51M | |||
| Leverage Ratio | 10.80 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Risk-Based Capital Ratio | 14.87 | |||
| Liquidity |
Decorah Bank and Trust Company
Decorah, IA |
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| Hot Money Ratio | 21.19% | |||
| Liquidity Ratio | 21.20% | |||
| Profitability |
Decorah Bank and Trust Company
Decorah, IA |
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| 5-Year Return on Average Assets | 1.42% | |||
| Net Income | 2.25M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 68.32% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 12.22% | |||